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Business Insurance

Proudly providing business insurance to Rochester, New York businessowners for over 20 years.

Trust us to protect your entrepreneurial drive

Your business is more than just a place you go to every day. It is something you have sacrificed to create. In reality, your company is a big part of your life and it needs protection from unforeseen problems.

We understand because we have been running our own business since 1994. We've been building our business by helping people protect theirs.

We'll shop several insurance companies to find your business the best protection at the best possible price.

Call us today at 585.248.3810 or toll free 877.427.3302 for a free commercial insurance quote or to let us review your current insurance plan.

If you prefer, simply fill out our quick Contact Us form and we'll call you at your convenience.

Seasonal Contractors: Are you protected?
We can help advise you on the best coverage at the most competitive pricing for your seasonal business. We have written many policies over the years for small business owners. If you run a landscaping, roofing, pool contractor, masonry, painting, handy-man or other seasonal business, let us give you a quote. It only takes 9 minutes on the phone and we'll do the rest. For as little as $500 per year, we can write you a solid contractors insurance policy for your 2010 season.

Did you know?

Risk of fire can dramatically affect insurance costs

The risk of loss from fire is one of the main factors determining the cost of commercial property insurance. Building or leasing a fire-resistant building can lower a businessĀ“s insurance premiums dramatically.
A neat and orderly premise is much less at risk of fire than one with debris piled next to buildings.

Commercial Insurance covers two main areas:

Basic Property Insurance

Basic property insurance protects a company's buildings, machinery, equipment and furniture against loss caused by specified perils. Businesses may also purchase other lines of property insurance including:

  • Inland marine insurance; which covers property damaged in transport
  • Systems breakdown insurance; which covers business losses caused by malfunction of machinery
  • Crime insurance; which covers any loss caused by theft, larceny, etc.

Casualty Insurance

Casualty insurance covers a business' liability for the injury or property damage of a third party. Common commercial liability lines include commercial general liability, the basic, comprehensive line of insurance, commercial automobile liability, which covers automobile usage for your business, and commercial umbrella liability, which covers any costs that extend beyond the other lines of liability coverage.

Bajorek Insurance Agency Inc.
3462 Monroe Ave
Pittsford, New York 14534

877.427.3302 toll free

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